.elementor-12 .elementor-element.elementor-element-60009e51{--display:flex;--min-height:100vh;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--align-items:flex-start;--overlay-opacity:0.67;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-60009e51:not(.elementor-motion-effects-element-type-background), .elementor-12 .elementor-element.elementor-element-60009e51 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url("https://optimumrefinancerates.com/wp-content/uploads/2025/08/smiling-insurance-agent-offering-to-young-couple-t-2024-12-13-18-37-53-utc2.webp");background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-12 .elementor-element.elementor-element-60009e51::before, .elementor-12 .elementor-element.elementor-element-60009e51 > .elementor-background-video-container::before, .elementor-12 .elementor-element.elementor-element-60009e51 > .e-con-inner > .elementor-background-video-container::before, .elementor-12 .elementor-element.elementor-element-60009e51 > .elementor-background-slideshow::before, .elementor-12 .elementor-element.elementor-element-60009e51 > .e-con-inner > .elementor-background-slideshow::before, .elementor-12 .elementor-element.elementor-element-60009e51 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:transparent;--background-overlay:'';background-image:linear-gradient(180deg, var( --e-global-color-text ) 0%, var( --e-global-color-accent ) 100%);}.elementor-widget-heading .elementor-heading-title{color:var( --e-global-color-primary );}.elementor-12 .elementor-element.elementor-element-8c7ca02{width:var( --container-widget-width, 55% );max-width:55%;--container-widget-width:55%;--container-widget-flex-grow:0;}.elementor-12 .elementor-element.elementor-element-8c7ca02 .elementor-heading-title{font-size:66px;font-weight:600;text-transform:capitalize;line-height:1.1em;color:var( --e-global-color-secondary );}.elementor-widget-text-editor{color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-12 .elementor-element.elementor-element-3fd467e7{width:var( --container-widget-width, 60% );max-width:60%;padding:0px 0px 0px 20px;--container-widget-width:60%;--container-widget-flex-grow:0;border-style:solid;border-width:0px 0px 0px 5px;border-color:var( --e-global-color-accent );font-size:24px;line-height:1.6em;color:var( --e-global-color-secondary );}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-64b14784{margin:30px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-12 .elementor-element.elementor-element-4c8d0e1d{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:80px 80px;--row-gap:80px;--column-gap:80px;--padding-top:120px;--padding-bottom:120px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-3e2d7939{--display:flex;--min-height:500px;--justify-content:flex-end;box-shadow:-20px 20px 0px 0px #0B5382;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-3e2d7939:not(.elementor-motion-effects-element-type-background), .elementor-12 .elementor-element.elementor-element-3e2d7939 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url("https://optimumrefinancerates.com/wp-content/uploads/2025/08/pexels-fauxels-3184420-scaled-1.webp");background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-widget-counter .elementor-counter-number-wrapper{color:var( --e-global-color-primary );}.elementor-widget-counter .elementor-counter-title{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-388d3f1e{width:var( --container-widget-width, 60% );max-width:60%;--e-transform-translateY:80px;background-color:transparent;margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) -80px;padding:30px 30px 30px 30px;--container-widget-width:60%;--container-widget-flex-grow:0;background-image:linear-gradient(282deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-style:solid;border-color:var( --e-global-color-secondary );border-radius:20px 20px 20px 20px;box-shadow:0px 0px 10px 0px rgba(0, 0, 0, 0.12);}.elementor-12 .elementor-element.elementor-element-388d3f1e .elementor-counter-number-wrapper{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-388d3f1e .elementor-counter-title{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-7dab1bfd{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-5c672533 .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-12 .elementor-element.elementor-element-5c672533 .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-12 .elementor-element.elementor-element-5c672533{--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-12 .elementor-element.elementor-element-5c672533 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-12 .elementor-element.elementor-element-5c672533 .elementor-icon-list-item > a{font-weight:500;font-style:italic;}.elementor-12 .elementor-element.elementor-element-5c672533 .elementor-icon-list-text{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-12 .elementor-element.elementor-element-3c87cb10 .elementor-heading-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-346ac98c{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--align-items:center;--margin-top:70px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:120px;--padding-bottom:120px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-346ac98c:not(.elementor-motion-effects-element-type-background), .elementor-12 .elementor-element.elementor-element-346ac98c > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-9320c3f );}.elementor-12 .elementor-element.elementor-element-43799f32 .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-12 .elementor-element.elementor-element-43799f32 .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-12 .elementor-element.elementor-element-43799f32{--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-12 .elementor-element.elementor-element-43799f32 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-12 .elementor-element.elementor-element-43799f32 .elementor-icon-list-item > a{font-weight:500;font-style:italic;}.elementor-12 .elementor-element.elementor-element-43799f32 .elementor-icon-list-text{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-12 .elementor-element.elementor-element-36107745 .elementor-heading-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-478192c9{--display:grid;--e-con-grid-template-columns:repeat(4, 1fr);--e-con-grid-template-rows:repeat(1, 1fr);--gap:32px 32px;--row-gap:32px;--column-gap:32px;--grid-auto-flow:row;--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-icon-box.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-primary );}.elementor-widget-icon-box.elementor-view-framed .elementor-icon, .elementor-widget-icon-box.elementor-view-default .elementor-icon{fill:var( --e-global-color-primary );color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-title{color:var( --e-global-color-primary );}.elementor-widget-icon-box:has(:hover) .elementor-icon-box-title,
					 .elementor-widget-icon-box:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-description{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-35a47d1b{padding:50px 30px 50px 30px;border-style:solid;border-width:0px 0px 4px 0px;border-color:#DDDDDD;--icon-box-icon-margin:15px;}.elementor-12 .elementor-element.elementor-element-35a47d1b:hover{border-style:solid;border-width:0px 0px 4px 0px;border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-35a47d1b .elementor-icon-box-wrapper{text-align:left;}.elementor-12 .elementor-element.elementor-element-35a47d1b.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-35a47d1b.elementor-view-framed .elementor-icon, .elementor-12 .elementor-element.elementor-element-35a47d1b.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-35a47d1b.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-35a47d1b .elementor-icon{font-size:44px;}.elementor-12 .elementor-element.elementor-element-35a47d1b .elementor-icon-box-title, .elementor-12 .elementor-element.elementor-element-35a47d1b .elementor-icon-box-title a{font-size:24px;}.elementor-12 .elementor-element.elementor-element-35a47d1b .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-35a47d1b:has(:hover) .elementor-icon-box-title,
					 .elementor-12 .elementor-element.elementor-element-35a47d1b:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-5fce3aba{padding:50px 30px 50px 30px;border-style:solid;border-width:0px 0px 4px 0px;border-color:#DDDDDD;--icon-box-icon-margin:15px;}.elementor-12 .elementor-element.elementor-element-5fce3aba:hover{border-style:solid;border-width:0px 0px 4px 0px;border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-5fce3aba .elementor-icon-box-wrapper{text-align:left;}.elementor-12 .elementor-element.elementor-element-5fce3aba.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-5fce3aba.elementor-view-framed .elementor-icon, .elementor-12 .elementor-element.elementor-element-5fce3aba.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-5fce3aba.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-5fce3aba .elementor-icon{font-size:44px;}.elementor-12 .elementor-element.elementor-element-5fce3aba .elementor-icon-box-title, .elementor-12 .elementor-element.elementor-element-5fce3aba .elementor-icon-box-title a{font-size:24px;}.elementor-12 .elementor-element.elementor-element-5fce3aba .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-5fce3aba:has(:hover) .elementor-icon-box-title,
					 .elementor-12 .elementor-element.elementor-element-5fce3aba:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-1109b804{padding:50px 30px 50px 30px;border-style:solid;border-width:0px 0px 4px 0px;border-color:#DDDDDD;--icon-box-icon-margin:15px;}.elementor-12 .elementor-element.elementor-element-1109b804:hover{border-style:solid;border-width:0px 0px 4px 0px;border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-1109b804 .elementor-icon-box-wrapper{text-align:left;}.elementor-12 .elementor-element.elementor-element-1109b804.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-1109b804.elementor-view-framed .elementor-icon, .elementor-12 .elementor-element.elementor-element-1109b804.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-1109b804.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-1109b804 .elementor-icon{font-size:44px;}.elementor-12 .elementor-element.elementor-element-1109b804 .elementor-icon-box-title, .elementor-12 .elementor-element.elementor-element-1109b804 .elementor-icon-box-title a{font-size:24px;}.elementor-12 .elementor-element.elementor-element-1109b804 .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-1109b804:has(:hover) .elementor-icon-box-title,
					 .elementor-12 .elementor-element.elementor-element-1109b804:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-442720a2{padding:50px 30px 50px 30px;border-style:solid;border-width:0px 0px 4px 0px;border-color:#DDDDDD;--icon-box-icon-margin:15px;}.elementor-12 .elementor-element.elementor-element-442720a2:hover{border-style:solid;border-width:0px 0px 4px 0px;border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-442720a2 .elementor-icon-box-wrapper{text-align:left;}.elementor-12 .elementor-element.elementor-element-442720a2.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-442720a2.elementor-view-framed .elementor-icon, .elementor-12 .elementor-element.elementor-element-442720a2.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-442720a2.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-442720a2 .elementor-icon{font-size:44px;}.elementor-12 .elementor-element.elementor-element-442720a2 .elementor-icon-box-title, .elementor-12 .elementor-element.elementor-element-442720a2 .elementor-icon-box-title a{font-size:24px;}.elementor-12 .elementor-element.elementor-element-442720a2 .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-442720a2:has(:hover) .elementor-icon-box-title,
					 .elementor-12 .elementor-element.elementor-element-442720a2:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-6dfa3670{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:80px 80px;--row-gap:80px;--column-gap:80px;--padding-top:120px;--padding-bottom:120px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-12458fb2{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-433f2bff .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-12 .elementor-element.elementor-element-433f2bff .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-12 .elementor-element.elementor-element-433f2bff{--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-12 .elementor-element.elementor-element-433f2bff .elementor-icon-list-item > .elementor-icon-list-text, .elementor-12 .elementor-element.elementor-element-433f2bff .elementor-icon-list-item > a{font-weight:500;font-style:italic;}.elementor-12 .elementor-element.elementor-element-433f2bff .elementor-icon-list-text{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-12 .elementor-element.elementor-element-6b89b4ba .elementor-heading-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-461d1068{--display:flex;--justify-content:space-between;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-b5cc7ff{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(230deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;box-shadow:0px 0px 10px 0px rgba(0, 0, 0, 0.12);--icon-box-icon-margin:20px;}.elementor-12 .elementor-element.elementor-element-b5cc7ff .elementor-icon-box-wrapper{align-items:start;}.elementor-12 .elementor-element.elementor-element-b5cc7ff .elementor-icon-box-title{margin-block-end:10px;color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-b5cc7ff.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-b5cc7ff.elementor-view-framed .elementor-icon, .elementor-12 .elementor-element.elementor-element-b5cc7ff.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-b5cc7ff.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-b5cc7ff .elementor-icon{font-size:26px;border-radius:10px 10px 10px 10px;}.elementor-12 .elementor-element.elementor-element-b5cc7ff .elementor-icon-box-title, .elementor-12 .elementor-element.elementor-element-b5cc7ff .elementor-icon-box-title a{font-size:20px;}.elementor-12 .elementor-element.elementor-element-b5cc7ff:has(:hover) .elementor-icon-box-title,
					 .elementor-12 .elementor-element.elementor-element-b5cc7ff:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-b5cc7ff .elementor-icon-box-description{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-5adc9321{--e-transform-translateX:90px;background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(230deg, var( --e-global-color-primary ) 0%, var( --e-global-color-accent ) 100%);border-radius:20px 20px 20px 20px;box-shadow:0px 0px 10px 0px rgba(0, 0, 0, 0.12);--icon-box-icon-margin:20px;}.elementor-12 .elementor-element.elementor-element-5adc9321 .elementor-icon-box-wrapper{align-items:start;}.elementor-12 .elementor-element.elementor-element-5adc9321 .elementor-icon-box-title{margin-block-end:10px;color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-5adc9321.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-5adc9321.elementor-view-framed .elementor-icon, .elementor-12 .elementor-element.elementor-element-5adc9321.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-5adc9321.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-5adc9321 .elementor-icon{font-size:26px;border-radius:10px 10px 10px 10px;}.elementor-12 .elementor-element.elementor-element-5adc9321 .elementor-icon-box-title, .elementor-12 .elementor-element.elementor-element-5adc9321 .elementor-icon-box-title a{font-size:20px;}.elementor-12 .elementor-element.elementor-element-5adc9321:has(:hover) .elementor-icon-box-title,
					 .elementor-12 .elementor-element.elementor-element-5adc9321:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-5adc9321 .elementor-icon-box-description{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-15e608ff{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(230deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;box-shadow:0px 0px 10px 0px rgba(0, 0, 0, 0.12);--icon-box-icon-margin:20px;}.elementor-12 .elementor-element.elementor-element-15e608ff .elementor-icon-box-wrapper{align-items:start;}.elementor-12 .elementor-element.elementor-element-15e608ff .elementor-icon-box-title{margin-block-end:10px;color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-15e608ff.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-15e608ff.elementor-view-framed .elementor-icon, .elementor-12 .elementor-element.elementor-element-15e608ff.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-15e608ff.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-15e608ff .elementor-icon{font-size:26px;border-radius:10px 10px 10px 10px;}.elementor-12 .elementor-element.elementor-element-15e608ff .elementor-icon-box-title, .elementor-12 .elementor-element.elementor-element-15e608ff .elementor-icon-box-title a{font-size:20px;}.elementor-12 .elementor-element.elementor-element-15e608ff:has(:hover) .elementor-icon-box-title,
					 .elementor-12 .elementor-element.elementor-element-15e608ff:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-15e608ff .elementor-icon-box-description{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-717b73e1{--display:flex;--min-height:450px;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--overlay-opacity:0.68;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-717b73e1:not(.elementor-motion-effects-element-type-background), .elementor-12 .elementor-element.elementor-element-717b73e1 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url("https://optimumrefinancerates.com/wp-content/uploads/2025/08/real-estate-concept-businessman-holding-a-house-i-2025-01-16-13-24-00-utc2-scaled-1.webp");background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-12 .elementor-element.elementor-element-717b73e1::before, .elementor-12 .elementor-element.elementor-element-717b73e1 > .elementor-background-video-container::before, .elementor-12 .elementor-element.elementor-element-717b73e1 > .e-con-inner > .elementor-background-video-container::before, .elementor-12 .elementor-element.elementor-element-717b73e1 > .elementor-background-slideshow::before, .elementor-12 .elementor-element.elementor-element-717b73e1 > .e-con-inner > .elementor-background-slideshow::before, .elementor-12 .elementor-element.elementor-element-717b73e1 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:var( --e-global-color-text );--background-overlay:'';}.elementor-12 .elementor-element.elementor-element-67aef734 .elementor-heading-title{color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-367f4329{width:var( --container-widget-width, 45% );max-width:45%;--container-widget-width:45%;--container-widget-flex-grow:0;font-size:20px;line-height:1.6em;color:var( --e-global-color-secondary );}.elementor-12 .elementor-element.elementor-element-27f71f5{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:45px 45px;--row-gap:45px;--column-gap:45px;--padding-top:90px;--padding-bottom:90px;--padding-left:20px;--padding-right:20px;}.elementor-12 .elementor-element.elementor-element-a7ebf46{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-3d1b137{text-align:left;}.elementor-12 .elementor-element.elementor-element-3d1b137 .elementor-heading-title{font-family:"Outfit", Sans-serif;font-size:22px;font-weight:600;}.elementor-12 .elementor-element.elementor-element-cce2b2a .elementor-heading-title{font-family:"Outfit", Sans-serif;font-size:35px;font-weight:700;color:#000000;}.elementor-12 .elementor-element.elementor-element-3d96e99{padding:0px 0px 0px 23px;border-style:solid;border-width:0px 0px 0px 5px;border-radius:0px 0px 0px 03px;font-family:"Outfit", Sans-serif;font-size:18px;color:#000000;}.elementor-12 .elementor-element.elementor-element-ba04f69{font-family:"Outfit", Sans-serif;font-size:18px;color:#000000;}.elementor-12 .elementor-element.elementor-element-63031dc{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-641ac17 .elementor-button:hover, .elementor-12 .elementor-element.elementor-element-641ac17 .elementor-button:focus{background-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-641ac17 .elementor-button-content-wrapper{flex-direction:row;}.elementor-12 .elementor-element.elementor-element-8dfa327 .elementor-button:hover, .elementor-12 .elementor-element.elementor-element-8dfa327 .elementor-button:focus{background-color:var( --e-global-color-accent );}.elementor-12 .elementor-element.elementor-element-8dfa327 .elementor-button-content-wrapper{flex-direction:row;}.elementor-12 .elementor-element.elementor-element-d4da178{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-45cc4a3 img{height:430px;object-fit:cover;object-position:center center;border-style:none;border-radius:4px 4px 4px 4px;}.elementor-12 .elementor-element.elementor-element-67d3e57b{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--align-items:center;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:120px;--padding-bottom:120px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-2f6556c .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-12 .elementor-element.elementor-element-2f6556c .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-12 .elementor-element.elementor-element-2f6556c{--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-12 .elementor-element.elementor-element-2f6556c .elementor-icon-list-item > .elementor-icon-list-text, .elementor-12 .elementor-element.elementor-element-2f6556c .elementor-icon-list-item > a{font-weight:500;font-style:italic;}.elementor-12 .elementor-element.elementor-element-2f6556c .elementor-icon-list-text{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-12 .elementor-element.elementor-element-66925dab .elementor-heading-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-3285a24a{--display:grid;--e-con-grid-template-columns:repeat(3, 1fr);--e-con-grid-template-rows:repeat(2, 1fr);--gap:32px 32px;--row-gap:32px;--column-gap:32px;--grid-auto-flow:row;--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-10083bf9{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-12 .elementor-element.elementor-element-10083bf9 .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-12 .elementor-element.elementor-element-6a6956d6{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-12 .elementor-element.elementor-element-6a6956d6 .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-12 .elementor-element.elementor-element-2c09375e{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-12 .elementor-element.elementor-element-2c09375e .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-12 .elementor-element.elementor-element-1cc107c1{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-12 .elementor-element.elementor-element-1cc107c1 .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-12 .elementor-element.elementor-element-60089378{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-12 .elementor-element.elementor-element-60089378 .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-12 .elementor-element.elementor-element-19715050{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-12 .elementor-element.elementor-element-19715050 .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-12 .elementor-element.elementor-element-45584798{width:100%;max-width:100%;margin:25px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-12 .elementor-element.elementor-element-8a1f2c5{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--align-items:center;--padding-top:120px;--padding-bottom:120px;--padding-left:0px;--padding-right:0px;}.elementor-12 .elementor-element.elementor-element-8a1f2c5:not(.elementor-motion-effects-element-type-background), .elementor-12 .elementor-element.elementor-element-8a1f2c5 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-9320c3f );}.elementor-12 .elementor-element.elementor-element-7d53da19 .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-12 .elementor-element.elementor-element-7d53da19 .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-12 .elementor-element.elementor-element-7d53da19{--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-12 .elementor-element.elementor-element-7d53da19 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-12 .elementor-element.elementor-element-7d53da19 .elementor-icon-list-item > a{font-weight:500;font-style:italic;}.elementor-12 .elementor-element.elementor-element-7d53da19 .elementor-icon-list-text{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-12 .elementor-element.elementor-element-624d3f8{text-align:center;}.elementor-12 .elementor-element.elementor-element-624d3f8 .elementor-heading-title{color:var( --e-global-color-text );}.elementor-12 .elementor-element.elementor-element-53409bbf{margin:50px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}@media(max-width:1024px){.elementor-12 .elementor-element.elementor-element-478192c9{--grid-auto-flow:row;}.elementor-12 .elementor-element.elementor-element-3285a24a{--grid-auto-flow:row;}}@media(max-width:767px){.elementor-12 .elementor-element.elementor-element-60009e51{--padding-top:0px;--padding-bottom:0px;--padding-left:20px;--padding-right:20px;}.elementor-12 .elementor-element.elementor-element-8c7ca02{--container-widget-width:100%;--container-widget-flex-grow:0;width:var( --container-widget-width, 100% );max-width:100%;}.elementor-12 .elementor-element.elementor-element-8c7ca02 .elementor-heading-title{font-size:34px;}.elementor-12 .elementor-element.elementor-element-3fd467e7{--container-widget-width:100%;--container-widget-flex-grow:0;width:var( --container-widget-width, 100% );max-width:100%;}.elementor-12 .elementor-element.elementor-element-4c8d0e1d{--gap:140px 0px;--row-gap:140px;--column-gap:0px;--padding-top:70px;--padding-bottom:70px;--padding-left:20px;--padding-right:20px;}.elementor-12 .elementor-element.elementor-element-3e2d7939{--min-height:350px;}.elementor-12 .elementor-element.elementor-element-388d3f1e{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-12 .elementor-element.elementor-element-388d3f1e .elementor-counter-number-wrapper{font-size:32px;}.elementor-12 .elementor-element.elementor-element-388d3f1e .elementor-counter-title{font-size:13px;}.elementor-12 .elementor-element.elementor-element-346ac98c{--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:70px;--padding-bottom:70px;--padding-left:20px;--padding-right:20px;}.elementor-12 .elementor-element.elementor-element-478192c9{--e-con-grid-template-columns:repeat(1, 1fr);--grid-auto-flow:row;--margin-top:30px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-12 .elementor-element.elementor-element-6dfa3670{--gap:70px 0px;--row-gap:70px;--column-gap:0px;--padding-top:70px;--padding-bottom:70px;--padding-left:20px;--padding-right:20px;}.elementor-12 .elementor-element.elementor-element-5adc9321{--e-transform-translateX:0px;}.elementor-12 .elementor-element.elementor-element-717b73e1{--padding-top:0px;--padding-bottom:0px;--padding-left:20px;--padding-right:20px;}.elementor-12 .elementor-element.elementor-element-367f4329{--container-widget-width:100%;--container-widget-flex-grow:0;width:var( --container-widget-width, 100% );max-width:100%;}.elementor-12 .elementor-element.elementor-element-27f71f5{--padding-top:50px;--padding-bottom:50px;--padding-left:20px;--padding-right:20px;}.elementor-12 .elementor-element.elementor-element-3d1b137 .elementor-heading-title{font-size:18px;line-height:1.4em;}.elementor-12 .elementor-element.elementor-element-cce2b2a .elementor-heading-title{font-size:30px;}.elementor-12 .elementor-element.elementor-element-63031dc{--justify-content:center;}.elementor-12 .elementor-element.elementor-element-d4da178.e-con{--order:-99999 /* order start hack */;}.elementor-12 .elementor-element.elementor-element-45cc4a3 img{height:220px;object-fit:cover;}.elementor-12 .elementor-element.elementor-element-67d3e57b{--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:60px;--padding-bottom:60px;--padding-left:20px;--padding-right:20px;}.elementor-12 .elementor-element.elementor-element-3285a24a{--e-con-grid-template-columns:repeat(1, 1fr);--grid-auto-flow:row;--margin-top:30px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-12 .elementor-element.elementor-element-8a1f2c5{--padding-top:60px;--padding-bottom:60px;--padding-left:20px;--padding-right:20px;}.elementor-12 .elementor-element.elementor-element-53409bbf{margin:30px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}}@media(min-width:768px){.elementor-12 .elementor-element.elementor-element-346ac98c{--content-width:1250px;}.elementor-12 .elementor-element.elementor-element-a7ebf46{--width:52%;}.elementor-12 .elementor-element.elementor-element-d4da178{--width:43%;}}@media(min-width:1025px){.elementor-12 .elementor-element.elementor-element-60009e51:not(.elementor-motion-effects-element-type-background), .elementor-12 .elementor-element.elementor-element-60009e51 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-attachment:fixed;}.elementor-12 .elementor-element.elementor-element-3e2d7939:not(.elementor-motion-effects-element-type-background), .elementor-12 .elementor-element.elementor-element-3e2d7939 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-attachment:scroll;}.elementor-12 .elementor-element.elementor-element-717b73e1:not(.elementor-motion-effects-element-type-background), .elementor-12 .elementor-element.elementor-element-717b73e1 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-attachment:scroll;}}/* Start custom CSS for icon-box, class: .elementor-element-35a47d1b */.elementor-12 .elementor-element.elementor-element-35a47d1b {
  position: relative;
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  text-align: center;
  transition: all 0.3s ease-in-out;
}

.elementor-12 .elementor-element.elementor-element-35a47d1b:hover {
  transform: translateY(-10px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

.elementor-12 .elementor-element.elementor-element-35a47d1b .elementor-icon {
  background-color: #0b5382; 
  color: #ffffff;
  border-radius: 50%;
  box-shadow: 0 4px 12px rgba(0,0,0,0.2);
  animation: pulse-icon 2s ease-in-out infinite;
  padding: 10px;
}

@keyframes pulse-icon {
  0% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0.7); */
  }
  50% {
    transform: scale(1.1);
    box-shadow: 0 0 0 15px rgba(11, 83, 130, 0); 
  }
  100% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0); /
  }
}

.elementor-12 .elementor-element.elementor-element-35a47d1b .elementor-icon-box-title {
  color: #333;
  font-weight: 600;
  margin-top: 15px;
}

.elementor-12 .elementor-element.elementor-element-35a47d1b .elementor-icon-box-description {
  color: #666;
  font-size: 15px;
}/* End custom CSS */
/* Start custom CSS for icon-box, class: .elementor-element-5fce3aba */.elementor-12 .elementor-element.elementor-element-5fce3aba {
  position: relative;
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  text-align: center;
  transition: all 0.3s ease-in-out;
}

.elementor-12 .elementor-element.elementor-element-5fce3aba:hover {
  transform: translateY(-10px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

.elementor-12 .elementor-element.elementor-element-5fce3aba .elementor-icon {
  background-color: #0b5382; 
  color: #ffffff;
  border-radius: 50%;
  box-shadow: 0 4px 12px rgba(0,0,0,0.2);
  animation: pulse-icon 2s ease-in-out infinite;
  padding: 10px;
}

@keyframes pulse-icon {
  0% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0.7); */
  }
  50% {
    transform: scale(1.1);
    box-shadow: 0 0 0 15px rgba(11, 83, 130, 0); 
  }
  100% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0); /
  }
}

.elementor-12 .elementor-element.elementor-element-5fce3aba .elementor-icon-box-title {
  color: #333;
  font-weight: 600;
  margin-top: 15px;
}

.elementor-12 .elementor-element.elementor-element-5fce3aba .elementor-icon-box-description {
  color: #666;
  font-size: 15px;
}/* End custom CSS */
/* Start custom CSS for icon-box, class: .elementor-element-1109b804 */.elementor-12 .elementor-element.elementor-element-1109b804 {
  position: relative;
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  text-align: center;
  transition: all 0.3s ease-in-out;
}

.elementor-12 .elementor-element.elementor-element-1109b804:hover {
  transform: translateY(-10px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

.elementor-12 .elementor-element.elementor-element-1109b804 .elementor-icon {
  background-color: #0b5382; 
  color: #ffffff;
  border-radius: 50%;
  box-shadow: 0 4px 12px rgba(0,0,0,0.2);
  animation: pulse-icon 2s ease-in-out infinite;
  padding: 10px;
}

@keyframes pulse-icon {
  0% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0.7); */
  }
  50% {
    transform: scale(1.1);
    box-shadow: 0 0 0 15px rgba(11, 83, 130, 0); 
  }
  100% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0); /
  }
}

.elementor-12 .elementor-element.elementor-element-1109b804 .elementor-icon-box-title {
  color: #333;
  font-weight: 600;
  margin-top: 15px;
}

.elementor-12 .elementor-element.elementor-element-1109b804 .elementor-icon-box-description {
  color: #666;
  font-size: 15px;
}/* End custom CSS */
/* Start custom CSS for icon-box, class: .elementor-element-442720a2 */.elementor-12 .elementor-element.elementor-element-442720a2 {
  position: relative;
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  text-align: center;
  transition: all 0.3s ease-in-out;
}

.elementor-12 .elementor-element.elementor-element-442720a2:hover {
  transform: translateY(-10px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

.elementor-12 .elementor-element.elementor-element-442720a2 .elementor-icon {
  background-color: #0b5382; 
  color: #ffffff;
  border-radius: 50%;
  box-shadow: 0 4px 12px rgba(0,0,0,0.2);
  animation: pulse-icon 2s ease-in-out infinite;
  padding: 10px;
}

@keyframes pulse-icon {
  0% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0.7); */
  }
  50% {
    transform: scale(1.1);
    box-shadow: 0 0 0 15px rgba(11, 83, 130, 0); 
  }
  100% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0); /
  }
}

.elementor-12 .elementor-element.elementor-element-442720a2 .elementor-icon-box-title {
  color: #333;
  font-weight: 600;
  margin-top: 15px;
}

.elementor-12 .elementor-element.elementor-element-442720a2 .elementor-icon-box-description {
  color: #666;
  font-size: 15px;
}/* End custom CSS */