.elementor-16 .elementor-element.elementor-element-91d2aed{--display:flex;--min-height:400px;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--overlay-opacity:0.64;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-16 .elementor-element.elementor-element-91d2aed:not(.elementor-motion-effects-element-type-background), .elementor-16 .elementor-element.elementor-element-91d2aed > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url("https://optimumrefinancerates.com/wp-content/uploads/2025/08/pexels-cup-of-couple-7657356.jpg");background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-16 .elementor-element.elementor-element-91d2aed::before, .elementor-16 .elementor-element.elementor-element-91d2aed > .elementor-background-video-container::before, .elementor-16 .elementor-element.elementor-element-91d2aed > .e-con-inner > .elementor-background-video-container::before, .elementor-16 .elementor-element.elementor-element-91d2aed > .elementor-background-slideshow::before, .elementor-16 .elementor-element.elementor-element-91d2aed > .e-con-inner > .elementor-background-slideshow::before, .elementor-16 .elementor-element.elementor-element-91d2aed > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:var( --e-global-color-text );--background-overlay:'';}.elementor-widget-heading .elementor-heading-title{color:var( --e-global-color-primary );}.elementor-16 .elementor-element.elementor-element-2c4ec16 .elementor-heading-title{color:var( --e-global-color-secondary );}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-78e1978 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(12px/2);}.elementor-16 .elementor-element.elementor-element-78e1978 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(12px/2);}.elementor-16 .elementor-element.elementor-element-78e1978 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(12px/2);}.elementor-16 .elementor-element.elementor-element-78e1978 .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-12px/2);}.elementor-16 .elementor-element.elementor-element-78e1978 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-12px/2);}.elementor-16 .elementor-element.elementor-element-78e1978 .elementor-icon-list-icon i{color:var( --e-global-color-secondary );transition:color 0.3s;}.elementor-16 .elementor-element.elementor-element-78e1978 .elementor-icon-list-icon svg{fill:var( --e-global-color-secondary );transition:fill 0.3s;}.elementor-16 .elementor-element.elementor-element-78e1978{--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-16 .elementor-element.elementor-element-78e1978 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-16 .elementor-element.elementor-element-78e1978 .elementor-icon-list-item > a{font-weight:700;}.elementor-16 .elementor-element.elementor-element-78e1978 .elementor-icon-list-text{transition:color 0.3s;}.elementor-16 .elementor-element.elementor-element-ad96f58{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--align-items:center;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:120px;--padding-bottom:120px;--padding-left:0px;--padding-right:0px;}.elementor-16 .elementor-element.elementor-element-ad96f58:not(.elementor-motion-effects-element-type-background), .elementor-16 .elementor-element.elementor-element-ad96f58 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-9320c3f );}.elementor-16 .elementor-element.elementor-element-a1dc497 .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-16 .elementor-element.elementor-element-a1dc497 .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-16 .elementor-element.elementor-element-a1dc497{--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-16 .elementor-element.elementor-element-a1dc497 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-16 .elementor-element.elementor-element-a1dc497 .elementor-icon-list-item > a{font-weight:500;font-style:italic;}.elementor-16 .elementor-element.elementor-element-a1dc497 .elementor-icon-list-text{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-16 .elementor-element.elementor-element-2ddfe24 .elementor-heading-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-2cab294{--display:grid;--e-con-grid-template-columns:repeat(4, 1fr);--e-con-grid-template-rows:repeat(1, 1fr);--gap:32px 32px;--row-gap:32px;--column-gap:32px;--grid-auto-flow:row;--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-icon-box.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-primary );}.elementor-widget-icon-box.elementor-view-framed .elementor-icon, .elementor-widget-icon-box.elementor-view-default .elementor-icon{fill:var( --e-global-color-primary );color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-title{color:var( --e-global-color-primary );}.elementor-widget-icon-box:has(:hover) .elementor-icon-box-title,
					 .elementor-widget-icon-box:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-description{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-481e9e9{padding:50px 30px 50px 30px;border-style:solid;border-width:0px 0px 4px 0px;border-color:#DDDDDD;--icon-box-icon-margin:15px;}.elementor-16 .elementor-element.elementor-element-481e9e9:hover{border-style:solid;border-width:0px 0px 4px 0px;border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-481e9e9 .elementor-icon-box-wrapper{text-align:left;}.elementor-16 .elementor-element.elementor-element-481e9e9.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-481e9e9.elementor-view-framed .elementor-icon, .elementor-16 .elementor-element.elementor-element-481e9e9.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-481e9e9.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-481e9e9 .elementor-icon{font-size:44px;}.elementor-16 .elementor-element.elementor-element-481e9e9 .elementor-icon-box-title, .elementor-16 .elementor-element.elementor-element-481e9e9 .elementor-icon-box-title a{font-size:24px;}.elementor-16 .elementor-element.elementor-element-481e9e9 .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-481e9e9:has(:hover) .elementor-icon-box-title,
					 .elementor-16 .elementor-element.elementor-element-481e9e9:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-84c8a1c{padding:50px 30px 50px 30px;border-style:solid;border-width:0px 0px 4px 0px;border-color:#DDDDDD;--icon-box-icon-margin:15px;}.elementor-16 .elementor-element.elementor-element-84c8a1c:hover{border-style:solid;border-width:0px 0px 4px 0px;border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-84c8a1c .elementor-icon-box-wrapper{text-align:left;}.elementor-16 .elementor-element.elementor-element-84c8a1c.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-84c8a1c.elementor-view-framed .elementor-icon, .elementor-16 .elementor-element.elementor-element-84c8a1c.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-84c8a1c.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-84c8a1c .elementor-icon{font-size:44px;}.elementor-16 .elementor-element.elementor-element-84c8a1c .elementor-icon-box-title, .elementor-16 .elementor-element.elementor-element-84c8a1c .elementor-icon-box-title a{font-size:24px;}.elementor-16 .elementor-element.elementor-element-84c8a1c .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-84c8a1c:has(:hover) .elementor-icon-box-title,
					 .elementor-16 .elementor-element.elementor-element-84c8a1c:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-e7e47a5{padding:50px 30px 50px 30px;border-style:solid;border-width:0px 0px 4px 0px;border-color:#DDDDDD;--icon-box-icon-margin:15px;}.elementor-16 .elementor-element.elementor-element-e7e47a5:hover{border-style:solid;border-width:0px 0px 4px 0px;border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-e7e47a5 .elementor-icon-box-wrapper{text-align:left;}.elementor-16 .elementor-element.elementor-element-e7e47a5.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-e7e47a5.elementor-view-framed .elementor-icon, .elementor-16 .elementor-element.elementor-element-e7e47a5.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-e7e47a5.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-e7e47a5 .elementor-icon{font-size:44px;}.elementor-16 .elementor-element.elementor-element-e7e47a5 .elementor-icon-box-title, .elementor-16 .elementor-element.elementor-element-e7e47a5 .elementor-icon-box-title a{font-size:24px;}.elementor-16 .elementor-element.elementor-element-e7e47a5 .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-e7e47a5:has(:hover) .elementor-icon-box-title,
					 .elementor-16 .elementor-element.elementor-element-e7e47a5:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-72752c2{padding:50px 30px 50px 30px;border-style:solid;border-width:0px 0px 4px 0px;border-color:#DDDDDD;--icon-box-icon-margin:15px;}.elementor-16 .elementor-element.elementor-element-72752c2:hover{border-style:solid;border-width:0px 0px 4px 0px;border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-72752c2 .elementor-icon-box-wrapper{text-align:left;}.elementor-16 .elementor-element.elementor-element-72752c2.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-72752c2.elementor-view-framed .elementor-icon, .elementor-16 .elementor-element.elementor-element-72752c2.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-72752c2.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-72752c2 .elementor-icon{font-size:44px;}.elementor-16 .elementor-element.elementor-element-72752c2 .elementor-icon-box-title, .elementor-16 .elementor-element.elementor-element-72752c2 .elementor-icon-box-title a{font-size:24px;}.elementor-16 .elementor-element.elementor-element-72752c2 .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-72752c2:has(:hover) .elementor-icon-box-title,
					 .elementor-16 .elementor-element.elementor-element-72752c2:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-1e7f8d7{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:80px 80px;--row-gap:80px;--column-gap:80px;--padding-top:120px;--padding-bottom:120px;--padding-left:0px;--padding-right:0px;}.elementor-16 .elementor-element.elementor-element-3a644bc{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-16 .elementor-element.elementor-element-4bdd72d .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-16 .elementor-element.elementor-element-4bdd72d .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-16 .elementor-element.elementor-element-4bdd72d{--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-16 .elementor-element.elementor-element-4bdd72d .elementor-icon-list-item > .elementor-icon-list-text, .elementor-16 .elementor-element.elementor-element-4bdd72d .elementor-icon-list-item > a{font-weight:500;font-style:italic;}.elementor-16 .elementor-element.elementor-element-4bdd72d .elementor-icon-list-text{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-16 .elementor-element.elementor-element-a31c3fa .elementor-heading-title{color:var( --e-global-color-text );}.elementor-widget-text-editor{color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-aa5a24c{--display:flex;--justify-content:space-between;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-16 .elementor-element.elementor-element-a6a5422{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(230deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;box-shadow:0px 0px 10px 0px rgba(0, 0, 0, 0.12);--icon-box-icon-margin:20px;}.elementor-16 .elementor-element.elementor-element-a6a5422 .elementor-icon-box-wrapper{align-items:start;}.elementor-16 .elementor-element.elementor-element-a6a5422 .elementor-icon-box-title{margin-block-end:10px;color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-a6a5422.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-a6a5422.elementor-view-framed .elementor-icon, .elementor-16 .elementor-element.elementor-element-a6a5422.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-a6a5422.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-a6a5422 .elementor-icon{font-size:26px;border-radius:10px 10px 10px 10px;}.elementor-16 .elementor-element.elementor-element-a6a5422 .elementor-icon-box-title, .elementor-16 .elementor-element.elementor-element-a6a5422 .elementor-icon-box-title a{font-size:20px;}.elementor-16 .elementor-element.elementor-element-a6a5422:has(:hover) .elementor-icon-box-title,
					 .elementor-16 .elementor-element.elementor-element-a6a5422:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-a6a5422 .elementor-icon-box-description{color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-b235b37{--e-transform-translateX:90px;background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(230deg, var( --e-global-color-primary ) 0%, var( --e-global-color-accent ) 100%);border-radius:20px 20px 20px 20px;box-shadow:0px 0px 10px 0px rgba(0, 0, 0, 0.12);--icon-box-icon-margin:20px;}.elementor-16 .elementor-element.elementor-element-b235b37 .elementor-icon-box-wrapper{align-items:start;}.elementor-16 .elementor-element.elementor-element-b235b37 .elementor-icon-box-title{margin-block-end:10px;color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-b235b37.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-b235b37.elementor-view-framed .elementor-icon, .elementor-16 .elementor-element.elementor-element-b235b37.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-b235b37.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-b235b37 .elementor-icon{font-size:26px;border-radius:10px 10px 10px 10px;}.elementor-16 .elementor-element.elementor-element-b235b37 .elementor-icon-box-title, .elementor-16 .elementor-element.elementor-element-b235b37 .elementor-icon-box-title a{font-size:20px;}.elementor-16 .elementor-element.elementor-element-b235b37:has(:hover) .elementor-icon-box-title,
					 .elementor-16 .elementor-element.elementor-element-b235b37:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-b235b37 .elementor-icon-box-description{color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-d4647b8{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(230deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;box-shadow:0px 0px 10px 0px rgba(0, 0, 0, 0.12);--icon-box-icon-margin:20px;}.elementor-16 .elementor-element.elementor-element-d4647b8 .elementor-icon-box-wrapper{align-items:start;}.elementor-16 .elementor-element.elementor-element-d4647b8 .elementor-icon-box-title{margin-block-end:10px;color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-d4647b8.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-accent );fill:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-d4647b8.elementor-view-framed .elementor-icon, .elementor-16 .elementor-element.elementor-element-d4647b8.elementor-view-default .elementor-icon{fill:var( --e-global-color-accent );color:var( --e-global-color-accent );border-color:var( --e-global-color-accent );}.elementor-16 .elementor-element.elementor-element-d4647b8.elementor-view-framed .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-d4647b8 .elementor-icon{font-size:26px;border-radius:10px 10px 10px 10px;}.elementor-16 .elementor-element.elementor-element-d4647b8 .elementor-icon-box-title, .elementor-16 .elementor-element.elementor-element-d4647b8 .elementor-icon-box-title a{font-size:20px;}.elementor-16 .elementor-element.elementor-element-d4647b8:has(:hover) .elementor-icon-box-title,
					 .elementor-16 .elementor-element.elementor-element-d4647b8:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-d4647b8 .elementor-icon-box-description{color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-72323d4{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--align-items:center;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:120px;--padding-left:0px;--padding-right:0px;}.elementor-16 .elementor-element.elementor-element-a1ad666 .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-16 .elementor-element.elementor-element-a1ad666 .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-16 .elementor-element.elementor-element-a1ad666{--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-16 .elementor-element.elementor-element-a1ad666 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-16 .elementor-element.elementor-element-a1ad666 .elementor-icon-list-item > a{font-weight:500;font-style:italic;}.elementor-16 .elementor-element.elementor-element-a1ad666 .elementor-icon-list-text{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-16 .elementor-element.elementor-element-bd2e00d .elementor-heading-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-44708e9{--display:grid;--e-con-grid-template-columns:repeat(3, 1fr);--e-con-grid-template-rows:repeat(2, 1fr);--gap:32px 32px;--row-gap:32px;--column-gap:32px;--grid-auto-flow:row;--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-16 .elementor-element.elementor-element-1f7347d{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-16 .elementor-element.elementor-element-1f7347d .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-16 .elementor-element.elementor-element-da4a870{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-16 .elementor-element.elementor-element-da4a870 .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-16 .elementor-element.elementor-element-aad268d{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-16 .elementor-element.elementor-element-aad268d .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-16 .elementor-element.elementor-element-e0125d2{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-16 .elementor-element.elementor-element-e0125d2 .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-16 .elementor-element.elementor-element-0cc2328{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-16 .elementor-element.elementor-element-0cc2328 .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-16 .elementor-element.elementor-element-ba8386a{background-color:transparent;padding:20px 20px 20px 20px;background-image:linear-gradient(126deg, var( --e-global-color-accent ) 0%, var( --e-global-color-primary ) 100%);border-radius:20px 20px 20px 20px;}.elementor-16 .elementor-element.elementor-element-ba8386a .elementor-wrapper{--video-aspect-ratio:1.77777;}.elementor-16 .elementor-element.elementor-element-3550290{width:100%;max-width:100%;margin:25px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}.elementor-16 .elementor-element.elementor-element-ce0c434{--display:flex;--min-height:450px;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--overlay-opacity:0.68;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-16 .elementor-element.elementor-element-ce0c434:not(.elementor-motion-effects-element-type-background), .elementor-16 .elementor-element.elementor-element-ce0c434 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url("https://optimumrefinancerates.com/wp-content/uploads/2025/08/smiling-insurance-agent-offering-to-young-couple-t-2024-12-13-18-37-53-utc2.webp");background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-16 .elementor-element.elementor-element-ce0c434::before, .elementor-16 .elementor-element.elementor-element-ce0c434 > .elementor-background-video-container::before, .elementor-16 .elementor-element.elementor-element-ce0c434 > .e-con-inner > .elementor-background-video-container::before, .elementor-16 .elementor-element.elementor-element-ce0c434 > .elementor-background-slideshow::before, .elementor-16 .elementor-element.elementor-element-ce0c434 > .e-con-inner > .elementor-background-slideshow::before, .elementor-16 .elementor-element.elementor-element-ce0c434 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:var( --e-global-color-text );--background-overlay:'';}.elementor-16 .elementor-element.elementor-element-6d2907f .elementor-heading-title{color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-de79e8f{width:var( --container-widget-width, 45% );max-width:45%;--container-widget-width:45%;--container-widget-flex-grow:0;font-size:20px;line-height:1.6em;color:var( --e-global-color-secondary );}.elementor-16 .elementor-element.elementor-element-5b9d106{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--align-items:center;--padding-top:120px;--padding-bottom:120px;--padding-left:0px;--padding-right:0px;}.elementor-16 .elementor-element.elementor-element-5b9d106:not(.elementor-motion-effects-element-type-background), .elementor-16 .elementor-element.elementor-element-5b9d106 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-9320c3f );}.elementor-16 .elementor-element.elementor-element-d5a06e0 .elementor-icon-list-icon i{transition:color 0.3s;}.elementor-16 .elementor-element.elementor-element-d5a06e0 .elementor-icon-list-icon svg{transition:fill 0.3s;}.elementor-16 .elementor-element.elementor-element-d5a06e0{--e-icon-list-icon-size:14px;--icon-vertical-offset:0px;}.elementor-16 .elementor-element.elementor-element-d5a06e0 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-16 .elementor-element.elementor-element-d5a06e0 .elementor-icon-list-item > a{font-weight:500;font-style:italic;}.elementor-16 .elementor-element.elementor-element-d5a06e0 .elementor-icon-list-text{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-16 .elementor-element.elementor-element-725aedf{text-align:center;}.elementor-16 .elementor-element.elementor-element-725aedf .elementor-heading-title{color:var( --e-global-color-text );}.elementor-16 .elementor-element.elementor-element-ef6a5c9{margin:50px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}@media(max-width:1024px){.elementor-16 .elementor-element.elementor-element-2cab294{--grid-auto-flow:row;}.elementor-16 .elementor-element.elementor-element-44708e9{--grid-auto-flow:row;}}@media(max-width:767px){.elementor-16 .elementor-element.elementor-element-91d2aed{--padding-top:0px;--padding-bottom:0px;--padding-left:20px;--padding-right:20px;}.elementor-16 .elementor-element.elementor-element-ad96f58{--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:70px;--padding-bottom:70px;--padding-left:20px;--padding-right:20px;}.elementor-16 .elementor-element.elementor-element-2cab294{--e-con-grid-template-columns:repeat(1, 1fr);--grid-auto-flow:row;--margin-top:30px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-16 .elementor-element.elementor-element-1e7f8d7{--gap:70px 0px;--row-gap:70px;--column-gap:0px;--padding-top:70px;--padding-bottom:70px;--padding-left:20px;--padding-right:20px;}.elementor-16 .elementor-element.elementor-element-b235b37{--e-transform-translateX:0px;}.elementor-16 .elementor-element.elementor-element-72323d4{--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:60px;--padding-bottom:60px;--padding-left:20px;--padding-right:20px;}.elementor-16 .elementor-element.elementor-element-44708e9{--e-con-grid-template-columns:repeat(1, 1fr);--grid-auto-flow:row;--margin-top:30px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-16 .elementor-element.elementor-element-ce0c434{--padding-top:0px;--padding-bottom:0px;--padding-left:20px;--padding-right:20px;}.elementor-16 .elementor-element.elementor-element-de79e8f{--container-widget-width:100%;--container-widget-flex-grow:0;width:var( --container-widget-width, 100% );max-width:100%;}.elementor-16 .elementor-element.elementor-element-5b9d106{--padding-top:60px;--padding-bottom:60px;--padding-left:20px;--padding-right:20px;}.elementor-16 .elementor-element.elementor-element-ef6a5c9{margin:30px 0px calc(var(--kit-widget-spacing, 0px) + 0px) 0px;}}@media(min-width:768px){.elementor-16 .elementor-element.elementor-element-ad96f58{--content-width:1250px;}}@media(min-width:1025px){.elementor-16 .elementor-element.elementor-element-91d2aed:not(.elementor-motion-effects-element-type-background), .elementor-16 .elementor-element.elementor-element-91d2aed > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-attachment:scroll;}.elementor-16 .elementor-element.elementor-element-ce0c434:not(.elementor-motion-effects-element-type-background), .elementor-16 .elementor-element.elementor-element-ce0c434 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-attachment:scroll;}}/* Start custom CSS for icon-box, class: .elementor-element-481e9e9 */.elementor-16 .elementor-element.elementor-element-481e9e9 {
  position: relative;
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  text-align: center;
  transition: all 0.3s ease-in-out;
}

.elementor-16 .elementor-element.elementor-element-481e9e9:hover {
  transform: translateY(-10px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

.elementor-16 .elementor-element.elementor-element-481e9e9 .elementor-icon {
  background-color: #0b5382; 
  color: #ffffff;
  border-radius: 50%;
  box-shadow: 0 4px 12px rgba(0,0,0,0.2);
  animation: pulse-icon 2s ease-in-out infinite;
  padding: 10px;
}

@keyframes pulse-icon {
  0% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0.7); */
  }
  50% {
    transform: scale(1.1);
    box-shadow: 0 0 0 15px rgba(11, 83, 130, 0); 
  }
  100% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0); /
  }
}

.elementor-16 .elementor-element.elementor-element-481e9e9 .elementor-icon-box-title {
  color: #333;
  font-weight: 600;
  margin-top: 15px;
}

.elementor-16 .elementor-element.elementor-element-481e9e9 .elementor-icon-box-description {
  color: #666;
  font-size: 15px;
}/* End custom CSS */
/* Start custom CSS for icon-box, class: .elementor-element-84c8a1c */.elementor-16 .elementor-element.elementor-element-84c8a1c {
  position: relative;
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  text-align: center;
  transition: all 0.3s ease-in-out;
}

.elementor-16 .elementor-element.elementor-element-84c8a1c:hover {
  transform: translateY(-10px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

.elementor-16 .elementor-element.elementor-element-84c8a1c .elementor-icon {
  background-color: #0b5382; 
  color: #ffffff;
  border-radius: 50%;
  box-shadow: 0 4px 12px rgba(0,0,0,0.2);
  animation: pulse-icon 2s ease-in-out infinite;
  padding: 10px;
}

@keyframes pulse-icon {
  0% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0.7); */
  }
  50% {
    transform: scale(1.1);
    box-shadow: 0 0 0 15px rgba(11, 83, 130, 0); 
  }
  100% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0); /
  }
}

.elementor-16 .elementor-element.elementor-element-84c8a1c .elementor-icon-box-title {
  color: #333;
  font-weight: 600;
  margin-top: 15px;
}

.elementor-16 .elementor-element.elementor-element-84c8a1c .elementor-icon-box-description {
  color: #666;
  font-size: 15px;
}/* End custom CSS */
/* Start custom CSS for icon-box, class: .elementor-element-e7e47a5 */.elementor-16 .elementor-element.elementor-element-e7e47a5 {
  position: relative;
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  text-align: center;
  transition: all 0.3s ease-in-out;
}

.elementor-16 .elementor-element.elementor-element-e7e47a5:hover {
  transform: translateY(-10px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

.elementor-16 .elementor-element.elementor-element-e7e47a5 .elementor-icon {
  background-color: #0b5382; 
  color: #ffffff;
  border-radius: 50%;
  box-shadow: 0 4px 12px rgba(0,0,0,0.2);
  animation: pulse-icon 2s ease-in-out infinite;
  padding: 10px;
}

@keyframes pulse-icon {
  0% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0.7); */
  }
  50% {
    transform: scale(1.1);
    box-shadow: 0 0 0 15px rgba(11, 83, 130, 0); 
  }
  100% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0); /
  }
}

.elementor-16 .elementor-element.elementor-element-e7e47a5 .elementor-icon-box-title {
  color: #333;
  font-weight: 600;
  margin-top: 15px;
}

.elementor-16 .elementor-element.elementor-element-e7e47a5 .elementor-icon-box-description {
  color: #666;
  font-size: 15px;
}/* End custom CSS */
/* Start custom CSS for icon-box, class: .elementor-element-72752c2 */.elementor-16 .elementor-element.elementor-element-72752c2 {
  position: relative;
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  text-align: center;
  transition: all 0.3s ease-in-out;
}

.elementor-16 .elementor-element.elementor-element-72752c2:hover {
  transform: translateY(-10px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

.elementor-16 .elementor-element.elementor-element-72752c2 .elementor-icon {
  background-color: #0b5382; 
  color: #ffffff;
  border-radius: 50%;
  box-shadow: 0 4px 12px rgba(0,0,0,0.2);
  animation: pulse-icon 2s ease-in-out infinite;
  padding: 10px;
}

@keyframes pulse-icon {
  0% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0.7); */
  }
  50% {
    transform: scale(1.1);
    box-shadow: 0 0 0 15px rgba(11, 83, 130, 0); 
  }
  100% {
    transform: scale(1);
    box-shadow: 0 0 0 0 rgba(11, 83, 130, 0); /
  }
}

.elementor-16 .elementor-element.elementor-element-72752c2 .elementor-icon-box-title {
  color: #333;
  font-weight: 600;
  margin-top: 15px;
}

.elementor-16 .elementor-element.elementor-element-72752c2 .elementor-icon-box-description {
  color: #666;
  font-size: 15px;
}/* End custom CSS */